Excludes store credit accounts. Ordered by most recently updated first. Use Since for incremental sync — it matches cards issued strictly after the timestamp. Voided, expired and fully-redeemed cards are always returned; pass IncludeAll=true to additionally include soft-deleted cards. Note PageNumber is zero-based and defaults to 1, so a request that doesn't set it starts at the second page.

         For a full sync, page with `Cursor` instead of `PageNumber`: send `Cursor=start`, then pass each response's `NextCursor` back until it is null. Cursor pages are ordered oldest-created first, cost the same however deep you go, and don't shift when cards are updated mid-sync. `TotalCount` is -1 in cursor mode. `PageNumber` paging still works, but every page recounts the whole result set and deep pages get slower.